Terms & Conditions

1. Acceptance of Terms

These Terms constitute a legally binding agreement between you ("User," "you," or "your") and BillBook Auto Calculate ("we," "us," or "our"). By accessing or using the App, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

2. License to Use

2.1 Grant of License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to:

• Download and install the App on your mobile device
• Use the App for your personal or business purposes
• Access the App's features and functionality

2.2 License Restrictions

You agree NOT to:

• Copy, modify, or distribute the App or its content
• Reverse engineer, decompile, or disassemble the App
• Remove any copyright, trademark, or proprietary notices
• Use the App for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the App's functionality
• Create derivative works based on the App
• Sell, rent, lease, or sublicense the App to third parties
• Use the App to develop competing products or services

3. User Accounts and Registration

3.1 Account Creation

To access certain features, you may need to create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information as necessary
• Keep your account credentials confidential
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

3.2 Account Security

You are solely responsible for maintaining the security of your account and password. We will not be liable for any loss or damage arising from your failure to protect your account credentials.

3.3 Account Termination

We reserve the right to suspend or terminate your account at any time for:

• Violation of these Terms
• Fraudulent or illegal activity
• Abuse of the Service
• Extended period of inactivity
• Request from law enforcement or regulatory authorities

4. App Features and Functionality

4.1 Billing and Invoice Creation

The App provides tools for creating, managing, and sharing invoices. You acknowledge that:

• You are responsible for the accuracy of all information entered
• We do not verify the accuracy of your invoices or business data
• You must comply with all applicable tax and accounting regulations
• We are not responsible for any tax, legal, or accounting advice

4.2 Data Storage and Backup

The App stores your data both locally on your device and in our cloud database. You understand that:

• We store your business data, invoices, and customer information in our secure database
• We use this data to provide app functionality and improve our services
• Your data may be used for marketing purposes as described in our Privacy Policy
• You are responsible for maintaining regular backups of your data
• While we implement backup systems, we do not guarantee data recovery in all circumstances
• You should export and save important data regularly

4.3 Offline Functionality

The App operates primarily offline, but certain features may require internet connectivity. We do not guarantee uninterrupted offline access and may require periodic online synchronization.

4.4 Payment Processing

The App generates UPI QR codes for payment collection. You acknowledge that:

• We are not a payment processor or financial institution
• We do not process, hold, or guarantee any payments
• You are responsible for verifying receipt of payments
• Payment disputes must be resolved between you and your customers
• You must comply with all applicable payment regulations

5. User Content and Data

5.1 Ownership of Your Content

You retain all ownership rights to the content you create using the App, including:

• Invoices and bills
• Product listings and descriptions
• Customer information
• Business logos and branding

5.2 License to Use Your Content

By using the App, you grant us a worldwide, non-exclusive, royalty-free license to:

• Store and process your content to provide the Service
• Use anonymized and aggregated data for analytics and improvements
• Display your content back to you within the App
• Create backups and copies for technical purposes

5.3 Marketing Use of Data

Important: As stated in our Privacy Policy, we may use your data for marketing purposes, including:

• Sending promotional communications about our products and services
• Analyzing usage patterns to improve marketing strategies
• Creating anonymized case studies and testimonials (with your consent)
• Conducting market research and surveys

5.4 Prohibited Content

You agree not to create, store, or share content that:

• Is illegal, fraudulent, or deceptive
• Infringes on intellectual property rights
• Contains malware or harmful code
• Promotes discrimination, harassment, or violence
• Violates privacy rights of others
• Contains false or misleading business information

6. Intellectual Property Rights

6.1 Our Property

The App and all its components, including but not limited to:

• Software code and architecture
• Design, layout, and user interface
• Logos, trademarks, and branding
• Templates and pre-designed elements
• Documentation and help materials

are owned by us or our licensors and protected by copyright, trademark, and other intellectual property laws.

6.2 Trademark Use

You may not use our trademarks, logos, or brand names without our prior written consent, except as necessary to identify us as the App provider.

6.3 Feedback and Suggestions

If you provide feedback, suggestions, or ideas about the App, you grant us the right to use them without any obligation or compensation to you.

7. Fees and Payment

7.1 Free Version

The basic version of the App is free to download and use. We reserve the right to:

• Introduce premium features requiring payment
• Display advertisements in the free version
• Limit features or usage in the free version
• Discontinue the free version with reasonable notice

7.2 Premium Features (If Applicable)

If we offer premium features or subscriptions:

• Fees will be clearly displayed before purchase
• Payments are processed through Google Play Store
• Subscriptions auto-renew unless cancelled
• Prices may change with 30 days notice
• Refunds are subject to our Refund Policy

7.3 Taxes

You are responsible for all applicable taxes related to your use of the App and payments made.

8. Disclaimers and Warranties

8.1 "AS IS" Basis

8.2 No Professional Advice

The App does not provide:

• Legal, tax, or accounting advice
• Financial or investment advice
• Professional consulting services

You should consult with qualified professionals for such advice.

8.3 Data Accuracy

We do not warrant the accuracy, completeness, or reliability of:

• Calculations performed by the App
• User-generated content
• Third-party integrations
• Backup and restore operations

8.4 Service Availability

We do not guarantee that:

• The App will be available at all times
• The App will be free from bugs or errors
• All features will work on all devices
• Data will never be lost or corrupted
• The App will meet all your requirements

9. Limitation of Liability

10. Indemnification

You agree to indemnify, defend, and hold harmless BillBook Auto Calculate, its officers, directors, employees, agents, and affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use or misuse of the App
• Violation of these Terms
• Violation of any laws or regulations
• Infringement of third-party rights
• Content you create or share using the App
• Disputes with your customers or business partners
• Tax, accounting, or legal compliance issues

11. Modifications to the App and Terms

11.1 App Updates

We may update, modify, or discontinue the App or any features at any time without notice. Updates may be:

• Automatic or require manual installation
• Required for continued use of the App
• Subject to additional terms or agreements

11.2 Terms Modification

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

• Posting updated Terms in the App
• Sending email notifications
• Displaying in-app notifications

Continued use after changes constitutes acceptance of the modified Terms.

12. Termination

12.1 Termination by You

You may terminate your use of the App at any time by:

• Uninstalling the App from your device
• Deleting your account through the App settings
• Contacting us to request account deletion

12.2 Termination by Us

We may terminate or suspend your access immediately, without notice, for:

• Breach of these Terms
• Fraudulent or illegal activity
• Abuse or misuse of the Service
• Failure to pay applicable fees
• Legal or regulatory requirements

12.3 Effect of Termination

Upon termination:

• Your license to use the App immediately ends
• You must cease all use of the App
• We may delete your account and data after a reasonable period
• You remain liable for any obligations incurred before termination
• Sections that should survive termination will continue to apply

13. Third-Party Services and Links

The App may integrate with or link to third-party services, including:

• Payment processors (UPI gateways)
• Cloud storage services
• Analytics platforms
• Advertising networks

We are not responsible for third-party services, their content, privacy practices, or terms. Your use of third-party services is at your own risk and subject to their terms.

14. Privacy and Data Protection

Your use of the App is subject to our Privacy Policy, which describes how we collect, use, store, and protect your information. Key points include:

• We store your data in our database for app functionality
• We may use your data for marketing purposes
• We implement security measures to protect your data
• You have rights to access, modify, and delete your data

Please review our Privacy Policy for complete details.

15. Compliance with Laws

You agree to:

• Comply with all applicable local, state, national, and international laws
• Obtain all necessary licenses and permits for your business
• Pay all applicable taxes and duties
• Follow accounting and financial reporting regulations
• Comply with data protection and privacy laws
• Adhere to consumer protection laws
• Not use the App for any illegal purposes

16. Export Controls

The App may be subject to export control laws. You agree not to export or re-export the App in violation of such laws and regulations.

17. Dispute Resolution

17.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

17.2 Informal Resolution

Before filing any formal dispute, you agree to contact us and attempt to resolve the issue informally for at least 30 days.

17.3 Arbitration

If informal resolution fails, disputes will be resolved through binding arbitration rather than in court, except that you may assert claims in small claims court if they qualify.

17.4 Class Action Waiver

You agree to resolve disputes on an individual basis only. You waive any right to participate in class actions or class-wide arbitration.

17.5 Jurisdiction and Venue

Any legal action not subject to arbitration shall be brought exclusively in the courts of [Your Jurisdiction], and you consent to personal jurisdiction there.

18. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

19. Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver must be in writing and signed by us.

20. Assignment

You may not assign or transfer these Terms or your rights under them without our written consent. We may assign our rights and obligations without restriction.

21. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published in the App, constitute the entire agreement between you and us regarding the App and supersede all prior agreements.

22. Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to:

• Acts of God, natural disasters
• War, terrorism, civil unrest
• Government actions or regulations
• Internet or telecommunications failures
• Pandemics or public health emergencies
• Labor strikes or disputes

23. Survival

The following sections shall survive termination of these Terms:

• User Content and Data (licensing provisions)
• Intellectual Property Rights
• Disclaimers and Warranties
• Limitation of Liability
• Indemnification
• Dispute Resolution